Investors & Partners
A Foundation Built onGovernance & Trust.
A dedicated institutional partner. Regulated NBFC-MFI operating under Reserve Bank of India guidelines, backed by leading scheduled commercial banks and financial institutions.
Institutional Brief
What institutions ask first.
130
Branch Delivery Network
77,395+
Active Borrowers Served
7 States
72 Districts Covered
100%
Cashless Digital Disbursals
Portfolio Quality & Discipline
Discipline over rapid expansion. Our field operations prioritise grassroots credit underwriting, 100% cashless digital disbursals directly to borrower bank accounts, robust risk governance, and high collection efficiency across our branch network.
Governance & Advisory Board
Governed by a seasoned Board of Directors and an eminent Advisory Board featuring veterans from Sa-Dhan, RBI Financial Inclusion Advisory Committee, and leadership across premier banking institutions with decades of collective experience in retail credit.
Prudent Asset-Liability Management
Maintained structured ALM practices with positive liquidity buffers across short- and medium-term horizons. Disciplined treasury governance and strong capital adequacy (CRAR) ensure solvency and sustainable operational resilience.
Diversified Funding Profile
Established borrowing relationships with leading public sector banks, scheduled commercial banks, and institutional partners including State Bank of India, Indian Overseas Bank, City Union Bank, Muthoot Microfin, and PAISALO Digital.
Institutional Document Room
VaultAudited balance sheets, statutory compliance filings, rating disclosures, and annual returns — in one governed institutional vault for authorized partners.
Public disclosuresInstitutional Enquiries & Lenders Desk
For lending proposals, rating agency interactions, due diligence, and institutional partnership discussions, write to our institutional desk. We respond within two working days.
investors@djtmpl.com